Not sure about the terms? See Glossary.
What the overview is for
The overview is your quick health check:
- Do starting balances look right?
- Do plan items look realistic?
- Are there unexpected spikes or drops?
Typical flow (2 minutes)
1) Check the time range
Pick a useful range (e.g. 3 months). Longer ranges depend more on how complete your planning is.
2) Verify starting balances
If the starting balance is wrong, the curve is wrong.
Tip: start with a single bank account and expand later.
3) Find the biggest inflows/outflows
If the curve looks odd, check for:
- wrong direction (inflow vs. outflow)
- wrong date
- wrong magnitude (e.g. 1,000 instead of 100)
What you see on the overview
Forecast (future)
- Forecast chart: Shows how your balance is expected to evolve if plan items happen as configured.
Historical insights (past)
- Cashflow over time: Shows inflows/outflows over time to spot patterns and outliers.
- Budget vs actual: Compares planned values against the payments you actually recorded.
- Top expense categories: Shows which categories drive the biggest expenses in the selected period.
- Income sources: Shows where your income comes from (aggregated by source/category).
- Savings rate trend: Shows how your savings rate changes over time.
Past payments & historical insights
The overview doesn’t only show the future (forecast) — it also includes historical insights based on the payments you’ve recorded.
Typically you’ll find:
- a time range selector for the past (e.g. 3/6/12 months or a custom range)
- a purpose filter (all / private / business)
- charts like cashflow over time, budget vs actual, top expense categories, income sources and savings rate trend
If you want to inspect individual transactions or reconcile payments with planned instances, go to Payments.
If something doesn't add up
Check in this order: