Not sure about a term? See the Glossary.
What the Plan page is for
Plan items describe money you expect to happen.
Examples:
- salary (incoming)
- rent (outgoing)
- subscriptions (outgoing)
- VAT payment (outgoing)
One-time vs recurring
- One-time: happens once (e.g. a yearly insurance payment)
- Recurring: happens multiple times (e.g. rent every month)
In a recurring plan item, each single date is one instance.
Projects & contracts (optional)
Note: Projects/contracts are typically relevant for freelancers/self-employed and companies. If you are employed, you usually don’t need this section.
If you plan income via projects or contracts (typical for freelancers/self-employed), you’ll see an additional Projects & Contracts section at the top of this page.
- Use it to create projects/contracts and derive planned income from them.
- If you don’t need it, disable it in Settings (“Enable Projects & Contracts (for freelancers/self-employed)”).
More details: Projects & contracts and Settings.
Keep planning and reality consistent
When actual payments exist, connect them to instances.
Important rule (no double counting):
- if a payment exists for an instance, the payment wins
Retirement: select plan items
You can mark individual plan items as retirement-relevant so they are included in the retirement view.
How it works:
- In the table, use the Retirement column (circle ○ / check ✓).
- Click ○ to mark the plan item as retirement-relevant.
- In the dialog, set the amount in retirement (in today’s money, without inflation).
- Click ✓ to open the dialog again (adjust the amount or remove the retirement setting).
Important:
- The “amount in retirement” is a separate assumption for the retirement view.
- The plan item itself stays unchanged.
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