Bank accounts

What a bank account means in Valutra

A bank account in Valutra is the place where balances live and where your forecast is calculated from.

You can model multiple real-world accounts (e.g. personal + business) by creating multiple bank accounts.

Note: Separating “personal” and “business” is mainly relevant for freelancers/self-employed and companies. If you are employed, you typically don’t need this separation.

Typical setup

• 1 bank account if you only want a simple overview
• 2+ bank accounts if you want separation (e.g. business vs private)

Best practice

• Keep account names clear (e.g. “Business checking”, “Personal savings”)
• Start with correct balances before adding lots of plan items

Next topics:

• Balances
• Plan
• Balance